549 Jacqualine Dr

Garsfontein, Pretoria

012 881 0072

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PRESCRIPTION OF DEBT

In terms of the South African credit law most debts will expire or prescribe after a three-year period, if the consumer did not interrupt this prescription period by acknowledging the debt and made payments toward such debt or arrear accounts within this three-year period.
This means that the debt or arrears owing in terms of these “old” accounts can be written off as a result prescription and the status of such account can be updated on the consumer’s credit profile and the respective credit bureaus to no longer reflect as a negative account or listing.
We offer legal assistance to clients to update the status of such prescribed accounts on their credit records- and profiles at the respective credit bureaus to no longer reflect negatively on their names.

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